A capital market is a financial market in which long-term debt or equity-backed securities are bought and sold. Capital markets channel the wealth of savers to those who can put it to long-term productive use, such as companies or governments making long-term investments.

Capital markets are composed of primary and secondary markets. The most common capital markets are the stock market and the bond market.

• Equities
• Preference Share
• Debt Instruments

Fixed income refers to any type of investment under which the borrower or issuer is obliged to make payments of a fixed amount on a fixed schedule. For example, the borrower may have to pay interest at a fixed rate once a year, and to repay the principal amount on maturity.

Fixed-income securities can be contrasted with equity securities – often referred to as stocks and shares – that create no obligation to pay dividends or any other form of income.

• Corporate Bonds
• Treasury Bonds
• Certificate of Deposits

Portfolio investments are investments in the form of a group (portfolio) of assets, including transactions in equity, securities, such as common stock, and debt securities, such as banknotes, bonds, and debentures.

Portfolio investment covers a range of securities, such as stocks and bonds, as well as other types of investment vehicles. A diversified portfolio helps spread the risk of possible loss because of below-expectations performance of one or a few of them.

• Aggressive
• Hybrid
• Defensive

Real estate business is one of the most lucrative business in India and the second largest behind agriculture. The real estate sector can be divided into three main categories – commercial, residential and land with all sectors booming in India due to the growing middle class and foreign investment into India.

Real estate is the property, land, buildings, air rights above the land and underground rights below the land.

• Residential
• Industrial
• Commercial

Insurance refers to a contractual arrangement in which one party, i.e. insurance company or the insurer, agrees to compensate the loss or damage sustained to another party, i.e. the insured, by paying a definite amount, in exchange for an adequate consideration called as premium.

The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insurer will compensate the insured.

• Life Insurance
• Health Insurance
• Car Insurance
• Disability Insurance

Alternate investment fund (AIF) can be any fund that is originated in India which collects fund from investors irrespective of an Indian or a foreign investor to invest in accordance with a defined investment policy.

AIFs are an interesting investment option for those investors, mostly HNIs, who aspire to receive high returns and are unwilling to take high risks. Investors can conduct thorough market research and invest in a category of AIF based on their financial goals and risk appetite.

Benefits of Investing in AIFs

• High Return Potential
• Low Volatility
• Diversification

Intelligent Advisory Portfolios (IAP) is a modern way to invest without researching the stock and current market situations. IAP provides pre packaged equity portfolios advised by the registered investment advisors for both active and passive investors.

These portfolios are monitored by RIA0s and have strict rules to manage the risk return on your investments. IAP provides different products you can choose from. IAP provides online platform as well and provides its investors with 24*7 portfolio tracking.

It also provides flexible option to invest as lumpsum or as SIP. You can join our digital journey of investing through our website and app.